Officers & Directors

Timothy B. Fannin is a retired CPA and partner from the firm Catalano, Case, Catalano & Clark-Radzieta, LLP, Certified Public Accountants headquartered in Clearfield, Pennsylvania where he worked for 28 years. Mr. Fannin is a U.S. Army Veteran and graduated from the University of Pittsburgh with a BA degree in Business/Public Administration and holds an MBA from Clarion University of Pennsylvania. He was formerly certified in both business valuations and financial forensics. In addition, he was an adjunct Professor of Accounting and Finance at Pennsylvania State University from 2007 to 2009. He has been an Advisory Board Member for the Clearfield County and Elk County markets of Northwest Bank since 1998 and currently serves on the Southwest Advisory Board. Mr. Fannin’s public accounting background and professional designations assist the Board in its oversight of the audit, tax, financial reporting and risk management areas.

Robert M. Campana is Chief Executive Officer of Campana Development, a real estate development company and Chief Executive Officer of Campana Capital, a venture capital and private equity investment organization located in Westlake, Ohio. Mr. Campana previously served on the Boards of Directors of LNB Bancorp, Inc. and Lorain National Bank, and became a director of Northwest Bancshares, Inc. and Northwest Bank upon the acquisition of LNB Bancorp, Inc. and Lorain National Bank in 2015. Mr. Campana holds a business degree from Bowling Green State University and brings to the Board extensive experience in managing businesses and has significant experience in and knowledge of real estate development. Mr. Campana is the former president of P.C. Campana Inc. and has been recognized in his community for his entrepreneurial skills. In addition, Mr. Campana served on the Boards of Directors of LNB Bancorp, Inc. and Lorain National Bank for 17 years, which provides valuable insights to the Board of Directors of Northwest Bancshares, Inc., particularly in evaluating the business conditions in Northwest Bank’s Ohio markets following the acquisition, as well as in setting corporate strategy and compensation matters.

Deborah J. Chadsey is an attorney who has practiced law since 1989. She is a partner in the Buffalo, New York law firm Kavinoky Cook, LLP. She has been on the Board of Directors since 2012. In addition, she sits on the Board of Directors of Kensington-Bailey Neighborhood Housing Services/Gloria Parks Community Center. Ms. Chadsey graduated from Columbia University Law School in New York, New York where she was a Harlen Fiske Stone Scholar and is licensed to practice law in Pennsylvania, New York, and multiple federal district, bankruptcy and appellate courts and the United States Supreme Court. Ms. Chadsey brings to the Board specialization and experience in environmental and municipal law as well as commercial finance, land use and contract law.

Wilbur R. Davis co-founded Ontario Systems, LLC, a computer software company, serving as its Chief Executive Officer until 2008 and as its Chairman until the 2017 sale of the company. Capitalizing on his business experience, he launched Noble Why, LLC, an organizational effectiveness consulting firm dedicated to helping organizations foster passionate, purposeful, and productive cultures where there is both an individual and collective pride in the work being accomplished. Mr. Davis is an entrepreneur with both his BS and MBA from Ball State University. He has received recognition for his contributions to his industry and community, including an honorary doctorate in Business Management from Indiana Wesleyan University. Mr. Davis is an author, “Creating a Culture of Excellence, Changing the World of Work One Person at a Time”, sought-after speaker and training consultant with over 30 years of leadership experience. Prior to co-founding Ontario Systems, he gained financial, engineering, and software systems experience with MutualBank and General Motors. He currently serves as a board member for a number of organizations, including IU Health East Central Region and AAA Hoosier Motor Club. Mr. Davis brings his experience and expertise in the technology and human capital fields along with his prior experience on the Board of Directors of MutualFirst Financial, Inc. to the Board of Northwest Bancshares, Inc.

Timothy M. Hunter has been President and Chief Executive Officer of McInnes Rolled Rings in Erie, Pennsylvania, since 2003. He has served on the Board of the Erie Regional Chamber and Growth Partnership. He is a past Chairman of the Manufacturer and Business Association and the Erie Community Foundation. Mr. Hunter is a CPA having worked for Ernst & Young in Philadelphia, Pennsylvania, and holds a BA degree in Accounting from Villanova University. He has been an Advisory Board Member for the Erie market of Northwest Bank since 2013. Mr. Hunter has significant operations, finance and management experience in middle market manufacturing businesses combined with extensive knowledge and experience in accounting and reporting. He brings this background coupled with his considerable business and community involvement to the Board.

John P. Meegan is an accomplished financial and operational executive with over 35 years of experience in the financial services industry and has been a member of Northwest’s Board since 2010. He most recently served as Executive Vice President and Chief Operating Officer of Hefren-Tillotson Inc., a Pittsburgh based Broker/Dealer and Registered Investment Advisor for 16 years and has had numerous executive positions with both regional and national financial services companies. In these roles, he gained valuable oversight, financial, and risk management skills. Mr. Meegan, a CPA, brings these skills to the Board and its committees. Specifically, Mr. Meegan’s experience provides expertise to the Audit and Risk Management committees. Additionally, he has considerable not-for-profit and Securities Industry Regulatory Board service including Financial Industry Regulatory Authority (FINRA) throughout his career which enhances his financial and operational expertise. Mr. Meegan holds a BA degree from Amherst College and an MBA from New York University Graduate School of Business.

Mark A. Paup is the President and Chief Executive Officer for Zippo Manufacturing Company, W.R. Case and Sons Cutlery Company, both headquartered in Bradford, Pennsylvania. He is also the President and Director for Northern Lights Enterprises located in Wellsville, New York. Mr. Paup has served as Vice President of Sales and Marketing, National Sales Manager, European Sales Manager and Global Marketing Director since his career with Zippo began in 1994. He is a member of the Board of Directors of ZIPCORP, as well as serves as Chairman of Classic Zippo (Beijing) Commercial Co., Ltd. and Zippo Asia, Ltd. Additionally, he serves as President and Director of Zippo International Inc. Mr. Paup has been a member of Northwest Bank’s McKean County Advisory Board since 2010. In 2022, Mark was named to the board of directors for The Philo and Sarah Blaisdell Foundation located in Bradford. His other community commitments include Bradford Area Alliance which is led by regional CEOs who strive to improve economic development in McKean County, Neighborhood Partnership Program for revitalization of the Bradford, Pennsylvania community, and the University of Pittsburgh of Bradford Advisory Board. Mr. Paup’s extensive experience in the areas of sales, marketing, and strategic planning assist the Board in its oversight of Northwest Bank’s organic growth initiatives and strategic direction.

David M. Tullio is the President and Chief Executive Officer of Custom Engineering Company and Lamjen, Inc., both of which are located in Erie, Pennsylvania, and Venango Machine Company located in Wattsburg, Pennsylvania. For over 30 years, Mr. Tullio has worked in various management positions within the manufacturing industry and assumed his current role at Custom Engineering in 1997. He currently serves on the boards of the Enterprise Development Center of Erie County as well as the Erie Community Foundation. Mr. Tullio holds a BS degree in Industrial Engineering from Northwestern University and an MBA from Behrend College of Pennsylvania State University. Mr. Tullio brings to the Board extensive experience in the manufacturing and technology companies as well as deep community and board involvement.

Amber L. Williams is Senior Vice President, Deputy General Counsel at Bath & Body Works, headquartered in Columbus, Ohio. With more than 20 years of experience in corporate law, she most recently served as VP Legal, Global Ethics & Compliance with Bath & Body Works and L Brands. Prior to joining L Brands, she held a variety of corporate counsel roles with Walmart, including Senior Associate General Counsel positions in two divisions — US Compliance and Real Estate Operations. She also served as Senior Counsel for NextiraOne, LLC. Active in organizations throughout the Columbus community, Ms. Williams serves on the board of the Greater Columbus Chapter of the American Red Cross and the Center for WorkLife Law. She earned her juris doctor degree from the University of Texas School of Law, Austin, Texas, and her bachelor’s degree in English from Oakwood University, Huntsville, Alabama.

Louis J. Torchio was appointed as President and Chief Executive Officer of both Northwest Bancshares, Inc. and Northwest Bank and as a member of the Boards of Directors of both entities in August 2022. He joined Northwest in 2018, most recently serving as Senior Executive Vice President, Retail Lending. Prior to Northwest, Mr. Torchio served as Senior Vice President of Residential and Consumer Lending at Delaware County Bank. Active in both his community and profession, Mr. Torchio formerly held various community board positions, as well as senior management and executive committee positions at several large regional and community banking organizations. Mr. Torchio is a demonstrated leader and manager with extensive experience building organizations through both organic practice and strategic acquisitions. He holds a Bachelor of Science in business administration with a minor in computer programming from Fairmont State University, as well as an MBA in finance and financial management services from Franklin University. Mr. Torchio’s vast experience at both large and small institutions provides the breadth of knowledge needed to both lead the Company and be a member of its Board of Directors.

William W. Harvey, Jr. has been employed by Northwest Bank since 1996, most recently serving as Senior Executive Vice President, Chief Operating Officer and Chief Financial Officer for Northwest Bank and Northwest Bancshares, Inc. He was formerly Executive Vice President and Chief Financial Officer. Prior to joining Northwest Bank and Northwest Bancshares, Inc., Mr. Harvey served as a Management Accounting Officer with PNC Bank and a Senior Auditor and Tax Specialist for KPMG LLP, both in Pittsburgh, Pennsylvania. Mr. Harvey is a CPA in the Commonwealth of Pennsylvania and holds a BA degree in Accounting from Indiana University of Pennsylvania. In addition, he is a graduate of the ABA Stonier Graduate School of Banking at the University of Pennsylvania. Mr. Harvey’s long and successful career with the company and vast experience with all facets of its operations as well as his involvement in shareholder relations and mergers & acquisitions make him well qualified to be our Chief Operating Officer as well as our Chief Financial Officer and a member of the Board of Directors.

John J. Golding has been employed by Northwest Bank since 2016, most recently as Senior Executive Vice President, Consumer and Business Banking. He was formerly Executive Vice President, Business Development and prior to that Senior Vice President and New York Region President. Prior to joining Northwest Bank, Mr. Golding served as Senior Vice President and Senior Director of Small Business Banking as well as Senior Vice President and Retail Banking Director with First Niagara Bank. Prior to First Niagara Bank, Mr. Golding worked for Wachovia Bank where he held several senior leadership positions in Mortgage, Business and Retail Banking. Mr. Golding holds a BA degree in Business Management and Business Administration from North Carolina Wesleyan College.

Mark T. Reitzes has been employed by Northwest Bank since 2019, most recently as Senior Executive Vice President, Commercial Banking. Prior to joining Northwest Bank, Mr. Reitzes served in various roles in commercial and retail banking, including Commercial Banking Division Head and, subsequently, Regional President, for Huntington National Bank’s Southern Ohio/Kentucky Region. Mr. Reitzes also served as President and Chief Executive Officer of Cheviot Savings Bank. His background also includes supervisory regulatory experience with The Office of Thrift Supervision and with the Cincinnati office of KPMG as a CPA in the Financial Institutions practice. Mr. Reitzes is a graduate of the University of Cincinnati and the Ohio State University Fisher College of Business Executive Leadership program. He is a member of the American Institute of CPAs and the Ohio Society of CPAs.

Gregory Betchkal has been employed by Northwest Bank since March 2023 and currently serves as Executive Vice President, Chief Risk Officer. Prior to joining Northwest Bank, he was chief risk officer at Bread Financial Holdings, Inc. He also held key risk leadership roles at KeyBank and Citibank. With more than 35 years or risk management experience in the financial services sector, Mr. Betchkal oversees Northwest’s enterprise risk management program. He earned a bachelor’s degree in Politics from Fairfield University, in Fairfield, Connecticut, and a juris doctorate degree from The Ohio State University’s Moritz College of Law in Columbus, Ohio.

Thomas K. Creal has been employed by Northwest Bank since April 2012 and currently serves as Executive Vice President, Chief Credit Officer. Prior to joining Northwest, he served as Director of Asset Management for De Lage Landen, FS and held various commercial lending positions at General Electric Capital in Manhattan and Siemens Financial Services. Mr. Creal graduated Cum Laude from Ohio University and completed the Graduate School of Banking at the University of Wisconsin-Madison.

Devin has been employed by Northwest since March 2021 and currently serves as Executive Vice President, Chief Marketing Officer. Most recently, Mr. Cygnar served as senior vice president, head of marketing and corporate communications for ServiceLink, a division of Fidelity National Financial. Mr. Cygnar has nearly 25 years of progressive marketing experience across consumer, small business and mortgage banking within organizations of varying sizes, including PNC Bank and Fifth Third. Active in his community, Mr. Cygnar serves on the board of the Three Rivers Young Peoples Orchestra and is a graduate of Leadership Pittsburgh.

Dan Delgadillo has been employed by Northwest Bank since April 2023 and currently serves as Executive Vice President, Sponsor Finance. Prior to joining Northwest, Delgadillo served as managing director and co-head at Byline Sponsor Finance. He also held roles at TCF Bank, Mid America Bank and Wells Fargo Bank. In his role, Mr. Delgadillo leads Northwest’s sponsor finance group, which supports the acquisition, recapitalization, merger and growth investment efforts of private equity firms and target companies across the U.S. He earned a bachelor’s degree in Economics from Santa Clara University.

Mr. Heeter has been employed by Northwest Bank since April 2020 and currently serves as Corporate Ambassador & Management Advisor, Indiana region. He was formerly the Chief Executive Officer, Indiana region for Northwest Bank. Prior to joining Northwest, he was the President and Chief Executive Officer for MutualFirst Financial Inc., and Chief Executive Officer of Mutual Bank as well as served on the Board of Directors for MutualFirst Financial, Inc. and Mutual Bank. During the years prior to that appointment, he had served as Executive Vice President as Chief Operating Officer and Vice President of Human Resources, Marketing and Administration of Mutual Bank. He had been employed by Mutual Bank since 1986. Mr. Heeter holds a BS degree in both finance and management from Ball State University in Muncie, Indiana. In addition, he is a graduate of the School of Banking, University of Wisconsin.

Kyle P. Kane recently joined Northwest Bank in January, 2021 as Executive Vice President, Chief Human Resources Officer. Prior to joining Northwest, Mr. Kane served as the Vice President, Global Human Resources for Diebold Nixdorf in North Canton, Ohio and as the Senior Vice President of HR, Global Business Services for Fidelity Investments in Boston, MA.. Mr. Kane is a graduate of Stonehill College in North Easton, MA. and holds a B.A. in Marketing with a minor in Computer Information Systems.

Richard K. Laws has been employed by Northwest Bank since March 2013, and currently serves as Executive Vice President, Chief Counsel and Corporate Secretary of Northwest Bank and Northwest Bancshares, Inc. Prior to joining Northwest, Mr. Laws served as Senior Counsel at ING Bank, fsb (“ING Direct”) in Wilmington, Delaware. Mr. Laws holds a B.A. degree in Political Science from Juniata College and a J.D., cum laude, from Widener University School of Law.

Julia W. McTavish has been employed by Northwest Bank since 1983, most recently as Executive Vice President, Human Resources. She was formerly Senior Vice President of Human Resources of Northwest Bank. Mrs. McTavish holds a BS degree in economics from Allegheny College.

Lee A. Palm has been employed by Northwest Bank since October 2022 and currently serves as Executive Vice President, Commercial Finance. Prior to joining Northwest, he served as president of commercial finance at TCF Bank. Mr. Palm leads the Commercial Finance Group, focused on business aviation, long-haul (OTR) trucking, inland/offshore marine financing and general equipment loans in the middle market to large corporate finance space.

C. Forrest Tefft has been employed by Northwest Bank since 2015 and currently serves as Executive Vice President, Corporate Finance. With over 40 years of finance experience, he previously served as senior vice president, commercial banking group and Pittsburgh market director for Citibank and as executive vice president and group head for First Commonwealth Bank of Pittsburgh, after 14 years with Mellon Bank, where he introduced and led the corporate finance department. He commenced his career at National City Bank to include serving as head of the Bank’s European Representative Office in London, England. Mr. Tefft is an honors graduate of Harvard University, where he received his MBA. He earned a bachelor’s degree, magna cum laude, in economics from Denison University in Granville, Ohio, and also honorably served his country as a Lieutenant in the United States Navy.

Shawn O. Walker has been employed by Northwest Bank since December 2008 and currently serves as Executive Vice President, Communications and Regional Marketing, overseeing corporate communications and public relations. He was formerly Executive Vice President, Chief Marketing Officer. Mr. Walker holds two bachelor degrees from the University of Pittsburgh. He’s a graduate of the Pennsylvania Bankers Association (PBA) Advanced School of Banking, the American Bankers Association (ABA) School of Marketing Management and the Graduate School of Banking at the University of Wisconsin-Madison. Mr. Walker also earned the Certified Financial Marketing Professional (CFMP) designation from the ABA’s Institute of Certified Bankers and an Executive Leadership Certificate from the University of Wisconsin-Madison School of Business.

Scott Watson has been employed by Northwest Bank since 2019, most recently as Executive Vice President, Chief Information Officer. Mr. Watson has an extensive and deep 30-year career in bank information technology and operations. Prior to joining Northwest Bank, Mr. Watson served as Senior Vice President, Chief Information Officer with Cape Cod Five. Mr. Watson has also served in various leadership positions with USAA, Wells Fargo, and Wachovia. Mr. Watson holds a BA degree in Business Administration from Kent State University and is a graduate from the CBA Executive Banking School.